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How Does a Gun Loan Work at a Pawn Shop in Chesapeake?

You may have heard that you can take out a gun loan at a pawn shop, and you could be wondering how this works. The average gun store might not be able to help you with this, but a pawn store can. If you're looking for the leading provider of pawn loans on guns in Chesapeake, Chesapeake Pawn & Gun is the best place to visit. We assist with pawn transactions on a daily basis, and we'll loan you the highest dollar amount on the spot. Not all pawn stores are created equally, and not all pawn shops focus on guns. Guns are the biggest part of our pawn business, so come see us today!



Handgun on a counter


Bring Your Gun in as Collateral for a Pawn Gun Loan in Hampton Roads

You might have heard that a pawn loan is a great alternative to a credit card, payday loan, or title loan. What you should know is that you will need to use an item of value to secure your loan...this is essentially the whole approval process, and it helps us determine how much you can borrow. Bring in your firearm, and we'll do a free appraisal and make you a loan offer on the spot. You can also use a broad range of unique items of value to secure a pawn loan, but guns and accessories are what we specialize in as your local gun and ammunition shop owners. Come take advantage of our in-store expertise, and we'll make you a great loan offer on the spot! We have been in the gun industry for years and know how much your firearm is worth!


Enjoy a No Credit Check, No Application Gun Loan in Chesapeake

Individuals like our loans because they are so easy to get. Small business owners can even use one of our short-term pawn loans instead of small business loans that are much harder to get, such as when they need a little more working capital. Either way, we think you'll be happy with just how fast and easy our loans are to get. There is no loan application process. There is no hard credit inquiry. In fact, we deal with people with all credit types, including bad credit. Our pawn shop firearm loans are affordable programs for borrowing money when you need it.


Get Your Gun Back When You Repay Your Loan

With an alternative loan like a pawn loan, you simply use your gun as collateral to secure your loan. This means that you don't lose it forever, as long as you repay your loan. When you come in and pay, you'll get your gun back. It'll be in good condition...the same condition it was in when you dropped it off, since we keep it safe and secure in our shop until your loan maturity date. Just remember that we are required to perform background checks before returning a gun when there's a pawn transaction...this is required by law. However, we'll handle it for you.


Enjoy Flexible Repayment Options on Our Pawn Gun Loans

​A pawn loan offers more flexible, better terms than many other loans. You simply have to repay your loan by your due date. If you don't think you will be able to repay your loan by the full term date, that's not a problem. For one thing, even if you default on your loan, there is never a credit impact, no matter how much your loan amount was. If you want to avoid losing your gun, just visit us before your final due date, and ask for an extension. We offer flexible options and a hassle-free way to borrow money in a way that works for you.


If you are interested in taking out a pawn loan on a gun, we invite you to visit our local pawn and gun shop, Chesapeake Pawn & Gun. We are here to help you with a fast personal loan on your pre-owned items on any of the business days that we are open. As your local gun dealers, we are knowledgeable about firearms. If you need assistance with a loan, Chesapeake Pawn & Gun is a great place to visit. Are you interested in selling your gun instead? Our small business would love to make a gun purchase on your pre-owned firearm, so come see us for an offer today!



Handgun on a gun counter

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